Events

What Businesses Really Think: Unpacking Study Results from the Corporate Frontline This FAQ guide complements the findings of our study “Beyond Borders: Cross-Border Payments Through the Corporate Lens” with qualitative insights gathered from discussions with corporates. It highlights how corporates evaluate current cross-border payment services, where concrete challenges exist, and which expectations banks and PSPs should address going forward.

Successful, modern banking requires a balanced approach to customer experience, innovation, regulatory compliance and data sovereignty. This is precisely where a European regulation-ready CRM system provides the necessary foundation.

Stricter expectations around preventing money laundering and terrorist financing are putting AFC risk analysis front and center: it is evolving from a mandatory document into an ongoing, auditable system. The AMLA draft on regulatory technical standards (RTS) for assessing inherent and residual risk profiles requires an automated calculation logic rather than relying purely on expert-based assessment. Kick-off blog series on AMLR/AMLA realignment: Part 1 explains the reasons, rationale and vision behind the realignment.

This blog post explains why internal governance is becoming a decisive competitive factor for banks. It focuses on the integration of ESG risks into business models, lending processes and risk management, the importance of business model analysis (SREP), and the requirements set out in MaRisk and DORA. Today, banks must demonstrate resilience to climate risks, cyber risks and market changes – from strategy through to operational implementation. Key factors here are double materiality, robust data, digital stability and long-term remuneration systems.

More and more crypto-asset businesses from the Middle East, the United Kingdom, and other third countries are looking to operate in Europe without going through the lengthy process of obtaining their own MiCA license. White-label structures make that possible. But they only work if one question is answered from the outset: Who sits where in the regulatory perimeter?

The market for tokenized real-world assets is growing faster than the regulatory maturity of most projects. Those who fail to define the right regulatory perimeter today will pay for it later in time, capital, and credibility.

Many FinTechs lose investors not because of their product, team or market, but due to weaknesses in compliance and regulatory posture. What matters is a robust, scalable compliance framework that builds trust during due diligence rather than highlighting risks.

Many FinTechs struggle with compliance, not because of the regulations themselves, but due to misplaced priorities – either too little or too much attention is given. The key lies in a streamlined setup that provides exactly what matters from regulatory and partner perspectives.