Banking.Vision
The 9th amendment to the MaRisk (consultation 02/2026) establishes the categories “small institution” (SNCI) and “very small institution” directly within the circular and transposes numerous reliefs from the supervisory notice of 26 November 2024 into binding supervisory law – including in relation to validation, stress testing, separation of functions, outsourcing, lending activities and reporting.
Banking.Vision
The “magic triangle” of Pillar 3 of internal governance focuses on the complex interplay between the Executive Board, the Supervisory Board and the auditors. It is here that it is determined whether risks are identified in good time or simply “managed” until the system collapses.
Banking.Vision
The term „fit and proper“ is not new. However, the way it is interpreted by the supervisory authorities (BaFin/ECB) has recently undergone a radical transformation. Today, the auditor no longer focuses solely on the ‘proper’ (reliability), but delves deeply into the ‘fit’ (professional competence).
Banking.Vision
NEWS 01/2026 At the end of 2025, the integrated Open Risk and Regulatory Reporting Platform, msg.ORRP, was successfully launched. With this innovative platform approach, msg for banking is setting new standards for risk management and regulatory reporting software on the German market. We speak to those behind the platform about the what, how, why and where the journey is headed next.